2027 alertProvidence Medicare Advantage Plans, PacificSource, Regence BlueCross BlueShield of Oregon and 5 other companies end some Medicare Advantage plans in Oregon on December 31. (CMS data) 24 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →
Questions

Does Medicare cover vision care in Oregon?

Partly. Original Medicare covers medical eye care: treatment of eye diseases, yearly glaucoma tests for people at high risk, yearly diabetic eye exams and one pair of glasses or contacts after cataract surgery with a lens implant. It does not cover routine eye exams for glasses or contacts, or eyeglasses otherwise. Some Medicare Advantage plans add vision benefits.

What Original Medicare covers

ServiceCovered by Part B?
Exams and treatment for eye diseases and injuries, such as macular degeneration or glaucomaYes, with the deductible and 20% coinsurance
Glaucoma test once every 12 monthsYes, with coinsurance, if you are at high risk: diabetes, a family history of glaucoma, African American and 50 or older, or Hispanic and 65 or older
Diabetic eye exam once a yearYes, if you have diabetes
Cataract surgery and one pair of glasses or contacts afterwardYes, standard frames, from a Medicare-enrolled supplier
Routine eye exam (refraction) for glasses or contactsNo
Eyeglasses or contacts, except after cataract surgeryNo

Part B's deductible is $283 in 2026. Medigap policies help with the coinsurance on covered care but don't add routine vision coverage.

Medicare Advantage vision benefits

Medicare Advantage plans must cover the same medical eye care as Original Medicare. Medicare Advantage plans may offer extra benefits such as dental, vision, hearing or fitness. Extra benefits vary by plan and county, may have limits and costs, and not every plan offers them. Check a plan's Summary of Benefits or Evidence of Coverage. If a plan includes routine vision, check which eye doctors are in its network. Plan choices differ a lot across Oregon; see your county page.

If you also have OHP

For adults 21 and older with OHP Plus benefits, which includes most people with both OHP and Medicare, the Oregon Health Plan covers:

  • A routine vision exam once every 24 months.
  • Medical eye exams and diagnostic services for eye conditions.
  • Glasses or contacts for non-pregnant adults only for certain conditions, such as aphakia, pseudoaphakia (after cataract surgery) or keratoconus.

Medicare pays first for covered eye care. Your CCO or OHP Client Services (1-800-273-0557) can tell you what OHP adds. See Medicare and OHP together.

Tips

  • Tell the eye doctor's office if you have a medical eye problem; a medical visit and a routine exam are billed differently.
  • To compare plans from the companies they work with, including their vision benefits, you can request a call from a licensed insurance agent.

Sources

More questions in this guide

Part of the guide: Learn Medicare — the Oregon starter guide · All questions

Frequently asked questions

Does Medicare cover LASIK?

No. Original Medicare doesn't cover surgery to correct nearsightedness, farsightedness or astigmatism when the goal is to stop wearing glasses.

Is the lens implant in cataract surgery covered?

Yes. Medicare covers a standard intraocular lens with cataract surgery. If you choose a premium lens, such as one that corrects astigmatism, you may pay the extra cost, so ask for it in writing first.

Does OHP cover glasses for adults with Medicare?

OHP covers a routine eye exam once every 24 months for adults with OHP Plus benefits, but glasses or contacts for non-pregnant adults only for certain conditions, such as after cataract surgery or keratoconus.

Licensed insurance agents for Oregon

These independent insurance agents are licensed in Oregon and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Berenice Suarez

Berenice Suarez

Accepting new clients

Independent licensed insurance agent in Oregon

Colorado Springs, CO · English, Spanish

Colin Lewis

Colin Lewis

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Oregon

Littleton, CO · English

Mike Fortunato

Mike Fortunato

Accepting new clients

Independent licensed insurance agent in Oregon

Colorado Springs, CO · English

Wendi Schoonover

Wendi Schoonover

Accepting new clients

Independent licensed insurance agent in Oregon

Tulsa, OK

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Visit an insurance agency office in Oregon

These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.

Advanced Benefits Insurance

7755 N Highway 101, Suite F13, Gleneden Beach, OR 97388

Hours: By appointment only — please call first.

Wheelchair accessible · Free parking · In-home visits available · Video appointments available

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