2027 alertProvidence Medicare Advantage Plans, PacificSource, Regence BlueCross BlueShield of Oregon and 5 other companies end some Medicare Advantage plans in Oregon on December 31. (CMS data) 24 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →
Questions

Does Medicare cover hospice care in Oregon?

Yes. Medicare Part A covers hospice in Oregon when your hospice doctor and your regular doctor certify a life expectancy of six months or less and you choose comfort care instead of curative treatment. Covered hospice services cost you nothing, apart from a small copayment for symptom-control drugs. Original Medicare pays for hospice even if you have Medicare Advantage.

What hospice covers

Once you sign a hospice election statement, Medicare pays a Medicare-approved hospice for the care related to your terminal illness, wherever you live: at home, in a nursing home or adult foster home, or in an inpatient hospice unit. Covered services include:

  • Visits from doctors, nurses and hospice aides, with nursing help on call around the clock.
  • Medical equipment and supplies such as a hospital bed, wheelchair or oxygen.
  • Drugs for pain and symptom control.
  • Social work, spiritual care, and grief counseling for you and your family.
  • Physical, occupational and speech therapy, and dietary counseling.
  • Short-term inpatient care for pain or symptoms, and inpatient respite care so a family caregiver can rest.

What you pay

ItemYour cost
Hospice care for the terminal illnessNothing
Outpatient drugs for pain and symptomsA small copayment per prescription
Inpatient respite care5% of the Medicare-approved amount, never more than the Part A deductible ($1,736 in 2026)
Room and board where you liveNot covered by Medicare
Care for unrelated conditionsUsual Medicare deductibles and coinsurance

How long hospice lasts

Hospice comes in two 90-day benefit periods, then an unlimited number of 60-day periods. A hospice doctor recertifies at the start of each period that you're still terminally ill. You can keep your regular doctor or nurse practitioner as your attending clinician, change hospices once per benefit period, and stop hospice at any time.

If you have Medicare Advantage

From 2021 through 2024, CMS tested a model in which some Medicare Advantage plans paid for hospice. CMS ended that test on December 31, 2024. Since January 1, 2025, Original Medicare pays for hospice for Medicare Advantage members too. Your plan still covers care unrelated to the terminal illness.

Hospice in Oregon

Many Oregonians pair hospice with a POLST form, which turns treatment wishes into medical orders that emergency crews follow. Under Oregon's Death with Dignity Act, doctors must tell patients about alternatives such as hospice, and the Oregon Health Authority reports that 92% of people who died under the Act in 2025 were enrolled in hospice. For questions about your Medicare coverage you can request a call from a licensed insurance agent, or call 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). More in our guide to end-of-life care and Medicare in Oregon.

What is a POLST form in Oregon?

Medical orders for serious illness.

Sources

More questions in this guide

Part of the guide: End-of-Life Medicare in Oregon · All questions

Frequently asked questions

Does hospice mean I'm giving up?

No. Hospice means choosing comfort care for the terminal illness. Medicare still covers care for unrelated conditions, and you can stop hospice and go back to curative treatment at any time.

What if my doctor hasn't mentioned hospice?

You can ask your doctor for a hospice referral or contact a Medicare-approved hospice yourself to ask for an evaluation. You can compare hospices with Medicare.gov's Care Compare tool.

Can I have hospice while I'm on a Medicare Advantage plan?

Yes. You don't have to leave your plan. Original Medicare pays the hospice for care related to your terminal illness, and your plan can still cover care for unrelated conditions.

Does Medicare pay room and board in a nursing home during hospice?

No. The hospice team's care is covered wherever you live, but Medicare doesn't pay room and board at home, in a nursing home or in an assisted living facility.

Licensed insurance agents for Oregon

These independent insurance agents are licensed in Oregon and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Wendi Schoonover

Wendi Schoonover

Accepting new clients

Independent licensed insurance agent in Oregon

Tulsa, OK

Colin Lewis

Colin Lewis

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Oregon

Littleton, CO · English

Mark Sims

Mark Sims

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Oregon

Kent, WA · English

Berenice Suarez

Berenice Suarez

Accepting new clients

Independent licensed insurance agent in Oregon

Colorado Springs, CO · English, Spanish

See all Oregon agents →

Request a call from

Only this agent gets your request. No cost to you.

Visit an insurance agency office in Oregon

These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.

Advanced Benefits Insurance

7755 N Highway 101, Suite F13, Gleneden Beach, OR 97388

Hours: By appointment only — please call first.

Wheelchair accessible · Free parking · In-home visits available · Video appointments available

See all Oregon offices →